Terms of Use

This Web site (hereafter, "this Site") is owned and operated by ISU-Pulford Insurance aka Insure Beauty. Its principal place of business is Salinas, CA, United States of America. This Site is for your personal, non-commercial use only. Access to and use of this Site are subject to the following terms and conditions. By using this Site, you signify your assent to these terms of use. We reserve the right, at our discretion, to change, modify, add or remove portions of these terms and conditions at any time. Such changes shall be posted on this page and shall become effective immediately upon posting. Visitors to this Site should periodically check for changes to these terms. Your continued use of this Site following the posting of changes to these terms and conditions (including our Privacy Policy) will mean you accept those changes. Please e-mail any questions regarding this policy to info@insurebeauty.com.

Intellectual Property

This Site and all of its content including, but not limited to, articles, other text, photographs, illustrations, graphics, product names, designs, logos, video material, audio clips, (collectively, "the Intellectual Property") are protected by copyright, trademark and other laws of the United States, as well as international conventions and the laws of other countries. The Intellectual Property is owned or controlled by ISU-Pulford Insurance Agency, Inc. or the party credited as the provider or owner of the Intellectual Property. The compilation (meaning the collection, arrangement, and assembly) of all content on this Site is the exclusive property of ISU-Pulford Insurance Agency, Inc. and protected by U.S. and international copyright laws.

You may view, copy, download, or print material appearing on this Site subject to the following conditions:

The material may only be used for your personal, non-commercial use; the material may not be modified; all copyright, trademark, and other proprietary notices contained in all such copies must be kept intact; and the copyright notice and permission notice: Copyright © 2011 ISU-Pulford Insurance Agency, Inc. All rights reserved. © must appear on each copy.

Any other actions including, but not limited to, the copying, modification, revision, reproduction, republication, uploading, posting, transmission, or distribution for commercial or non-personal purposes of any material or element from this Site including, but not limited to, the design or layout of this Site, individual elements of this Site’s design, or ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty™) logos without the express written permission of ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty). or the owner of the Intellectual Property is strictly prohibited. For purposes of these terms, the use of any such material on any other Web site or networked computer environment is prohibited.

User Submissions

Any messages, suggestions, ideas, or concepts that are submitted shall become, and remain, the property of ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty). You agree that any submissions, in whole or in part, may be used by ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) or any of its affiliates for any purpose including reproduction, transmission, publication, broadcast, and posting. You additionally agree that ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) is free to use any ideas, concepts, techniques, or know-how contained in any communication you send to this Site for any purpose whatsoever including, but not limited to, developing, manufacturing, marketing, and selling products based upon such information without any obligation to compensate you or anyone else for them. Do not transmit any unlawful, threatening, libelous, defamatory, obscene, pornographic, or profane material, or any other material that could constitute or encourage conduct that could be considered a criminal offense or violate any law.

Trademarks

The trademarks, logos, and service marks (collectively, the "Trademarks") displayed on this Site are the Trademarks of ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) and others. Nothing contained in this Site should be construed as granting by implication, estoppel or otherwise, any license or right to use any Trademark displayed on this Site without the written permission of ISU-Pulford Insurance Agency, Inc (aka Insure Beauty). Your use of the Trademarks displayed on this Site, or any other content on this Site, except as provided in these terms and conditions, is strictly prohibited.

Disclaimer, Limitations of Liability, and Indemnity

This Site could include technical or other inaccuracies or typographical errors. ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) makes no warranties or representations about the accuracy or completeness of this site’s contents or of the content of any site or sites linked to this site. This site is provided "as is" without warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement of the rights of third parties.

This Site may include links to other Internet sites, both related and unrelated to this Site, which may be of interest to users. Additionally, other sites may link to this Site with or without the permission of ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty). ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) is not responsible for the content or availability of these sites. Descriptions of, or references to companies, products, or publications not owned by ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) on this Site or any linked site do not imply any endorsement of such companies, products, or publications by ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty. ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) shall not be liable for any damages or costs arising out of or in any way connected with your use of any of the companies, services, or publications accessed through this Site.

ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty, its affiliates, their directors, officers, employees, shareholders, agents or any others involved in the creation of this Site shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of your access to or use of any content of this Site or any sites to which this Site links or is linked. Nor is ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) responsible for or liable for any damage, including damage caused by viruses, to your computer, computer system, or other property during or on account of access or use of this Site or any sites to which this Site links or is linked.

Furthermore, you agree to defend, indemnify, and hold harmless ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) and its officers, directors, employees, and agents from and against any claims, actions, or demands, including without limitation reasonable legal and accounting fees, alleging, or resulting from, or related to, your use of the Site or your breach of any of the terms of this agreement.

Users Outside the U.S.

This Site is available internationally and contains references to products or services not available Internationally. ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) does not market all of its products or services in all countries.

Applicable Law

This Site is created and controlled by ISU-Pulford Insurance Agency, Inc. in the state of California, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. ISU-Pulford Insurance Agency, Inc. makes no representations that materials on this Site are appropriate or available for use in other locations. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

The terms and conditions for use of this Site shall be governed by and construed in accordance with the statutes and the laws of the state of California, without giving effect to any principles of conflicts of law. You and ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) agree and hereby submit to the exclusive personal jurisdiction and venue of Monterey County, California, and the United States District Court for the District of Washington for the purposes of litigating any action arising from or relating to your use of this Site. If any part of these terms and conditions is declared unlawful, void, or for any reason unenforceable, then that part shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. This Agreement constitutes the entire Agreement between you and ISU-Pulford Insurance Agency, Inc. (aka Insure Beauty) with respect to the use of this Web site.