We Know This Industry

We’ve been insuring beauty businesses for over 30 years, and beauty colleges for the past 10 years. Beauty schools have very different insurance needs from most other types of businesses. Standard Business Owner’s Policies (BOPs) can be the answer, but they need enhancing endorsements, and tailored coverage to fulfill the needs of your company.

"I got my coverage from my regular insurance agent."

We hear that from many school owners when we ask where they got their insurance. When reviewing their coverage, we invariably find important beauty school-specific gaps not included in their policy for their general and professional liability, building, contents, and loss of income.

How About Your Workers’ Compensation?

Understanding the complexities of the beauty school business, we have developed relationships with workers’ compensation carriers who are interested in working with the beauty industry.

There’s so much misinformation about workers’ compensation out there, and costs vary widely. We want to make sure that you have the proper employee classifications and that you are paying the lowest cost possible for this coverage.

We even have a national carrier willing to offer you a pay-as-you-go monthly premium privilege.

What About Cost?

Not only can we provide coverage for these kinds of risks, we can cover you more comprehensively for the same cost you are paying now … or perhaps even less!

Thirty-seven years serving the industry has given us unparalleled market knowledge. We’re smart, savvy, and have the know-how and clout with our A+ carriers to offer the lowest prices you are going to find, and to speed your claims handling as well.

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Or call toll-free 831-424-6404

What Are Those Gaps We Mentioned?

In today’s world there are many issues of concern to any school owner that are not "standard fare" in most BOP policies. Our experienced and knowledgeable agents will be more than happy to review with you and include such endorsements as:

  • Employment practices liability, and management liability
  • Educator liability
  • Director and officer liability
  • Property blanketed with ordinance or law and green coverage
  • Loss of income with tuition reimbursement
  • Abuse, molestation, workplace violence, and corporal punishment
  • Science laboratory coverage
  • Umbrella limits to $25,000,000
  • Internet and cyber liability
  • Pollution
  • Pay-as-you-go premiums for workers’ compensation.
… To name just a few.

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Fast Claims Handling

Speaking of claims, our claims service is second to none. We’re friendly, fast, easy to work with, and we’ll get you back on track … fast!

Call Today to Learn More and Get a Free Quote
toll-free: 831-424-6404